Now Loans' General Lending Criteria
We work a number of lenders to improve the chances of you getting the payday cash advance that you need. They each set their own lending criteria. However, these particular criteria are typical of all our lenders:
- You must be over 18 years of age.
- You are currently employed in full OR part-time employment (but not self employed).
- Your income is more than £334 per month.
- You hold an active bank account that salary is paid direct into.
- You have a valid Debit Card that must be linked to the named bank account.
- You must be a UK resident (tenant or homeowner).
If you earn less than £334 per month or are not full/part-time employed, or don't have a bank account or debit card then Provident Personal Credit can probably help you with a small cash loan.
If you do satisfy our general lending criteria we cannot guarantee you a cash advance - our responsible lenders will lend only if they believe you can afford it and only if they believe you will be able to repay the loan. For them to assess your particular circumstance please complete the application form.