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How to borrow and repay a payday loan

Borrowing with a payday loans or cash advance gives you money and peace of mind, just when you need it!

More financial freedom - from the dull but necessary things like dealing with a plumbing emergency, to the fun things like a surprise holiday.

And borrowing from Now Loans is simple and fast! We give instant online decisions, without the need for faxes or post. You are just a few minutes away from your payday loan!!

How to Borrow

All you need to do is:

• Fill in our fast application form and press "Proceed"
• In moments we will tell you if you have been approved to borrow
• Once you have been approved:
  • enter your bank account details (so we can pay you)
  • enter your debit card details (so you can repay us on your payday)
  • press "Submit"
• Your loan agreement is then ready for you to sign
• We will transfer the funds the same working day.

How to Repay

When you apply online you provide your debit card details. On your next pay day we will automatically deduct from your bank account the amount that you agreed to repay.

Are Payday Loans right for me?

Borrowing with a payday loan cash advance means you can:

• Pay those "final demand" bills
• Get the electrician to fix the TV without waiting until payday!
• Take your partner away for romantic weekends
• Have extra spending money for your holiday
• Pay your MOT - just in time!
• Do anything you wish; it's your choice!

What are the general borrowing requirements for a Payday Loan?

If you meet the following minimum criteria you will probably be able to borrow from us:

• You must be over 18 years of age.
• You are currently employed in full time employment (but not self employed).
• Your income is more than £750 per month.
• You hold an active bank account that salary is paid direct into.
• You have a valid Debit Card that must be linked to the named bank account.
• You can be either a tenant or a homeowner.

Satisfying these basic criteria does not guarantee you a cash advance - as responsible lenders you can only borrow if we believe you can afford it and only if we believe you will be able to repay the loan. For us to assess your particular circumstance please complete the payday loan application form.

If you earn less than £750 per month or are not full time employed or don't have a bank account with a debit card then Provident Personal Credit can probably provide the small cash loan you need.

If you have further questions they are almost cetainly answered in our FAQ section.