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How to borrow and repay a payday loan

Borrowing with a payday loans or cash advance gives you money and peace of mind, just when you need it!

More financial freedom - from the dull but necessary things like dealing with a plumbing emergency, to the fun things like a surprise holiday.

And borrowing through Now Loans is simple and fast! You will get an instant online decision, without the need for faxes or post. You are just a few minutes away from your payday loan!!

How to Borrow

All you need to do is:

• Fill in our fast application form and press "Submit" (100% secure form)
• We will identify the lender(s) who is able to provide your cash (we have multiple lenders available)
• You complete the loan agreement online (100% secure)
• Your cash is transferred to you the same working day

How to Repay

When you apply online you provide your debit card details. On your next pay day the lender will automatically deduct from your bank account the amount that you agreed to repay.

Are Payday Loans right for me?

Borrowing with a payday loan cash advance means you can:

• Pay those "final demand" bills
• Get the electrician to fix the TV without waiting until payday!
• Take your partner away for romantic weekends
• Have extra spending money for your holiday
• Pay your MOT - just in time!
• Do anything you wish; it's your choice!

What are the general borrowing requirements for a Payday Loan?

If you meet the following minimum criteria you will probably be able to borrow from us:

• You must be over 18 years of age.
• You are currently employed in full OR part-time employment (but not self employed).
• Your income is more than £334 per month.
• You hold an active bank account that salary is paid direct into.
• You have a valid Debit Card that must be linked to the named bank account.
• You must be a UK resident (tenant or homeowner)

Satisfying these basic criteria does not guarantee you a cash advance - our responsible lenders will only lend if they believe you can afford it and only if they believe you will be able to repay the loan. To find your lender please complete the payday loan application form.

If you earn less than £334 per month or are not employed or don't have a bank account with a debit card then Provident Personal Credit can probably provide the small cash loan you need.

If you have further questions they are almost cetainly answered in our FAQ section.